20 Best Personal Finance Books You Should Read Now To Be Super Rich!

20 Best Personal Finance Books You Should Read Now To Be Super Rich!

Everyone wants to make money, period! Accept the fact!

Though the well known saying says that the love of money is the root of all evil, it is a fact that money is the tool that can be used to get what you want.

The more money you have, the more freedom you would have to get what you want in life. Click to Tweet

Why do you need to learn money mastery?

In his popular TED talk Saving for tomorrow. tomorrow, behavioral economist Shlomo Benartzi says that we all know that we should be saving. And we know we’ll do it next year, but today we would say, “let us go and spend”

As a result, just one-third of Americans end up saving in a 401(k) retirement plan, he reveals — and only 10% of Americans are saving a sufficient amount for the future. This is not just an American thing though.

So if you don’t learn the skills to plan your finances, save and invest wisely, you may have a life which you may not really enjoy living.

Your IQ Doesn’t Matter!

Have you noticed that many of the super rich people may not be those with highest IQ but who understands the principle of money making? And then saving more and investing that wisely?

The wealth creation ability (in legal and ethical ways 🙂) doesn’t need to be related to one’s IQ.

Top 20 Personal Finance Books to read now

So now, you might be wondering how “YOU” can make more money, save more and create more wealth!

Worry not!

The masters have written some proven techniques and best practices through their years of studies just for you to sit back, relax and master the wealth creation techniques.

Official Disclaimer:

Just reading these books and sitting idle won’t make you rich. If you think so, I would suggest you to stop reading right now!

Just kidding 😜. You know that you have to learn the principles, and apply those in your lives to get better result. We know that you are serious about your goal and that is why you are reading this. So we are on the same page 🤝. We wish you all the best for your money making journey!

So without any further ado, we present

20 Best Personal Finance Books which you should read now!

Note: If you are looking for best inspirational books, check out our article: 11 best inspirational books you should read now

#1 Rich Dad Poor Dad by Robert Kiyosaki

Rich Dad Poor Dad summary - Robert Kiyosaki

Know the author:

Robert Kiyosaki is an American business magnate and author who has founded the Rich Dad Company, an institution providing financial education through books and videos.

What the book promises:

The self-help book uses an interesting comparison between a poor dad, the author’s biological father and a rich dad, the author’s best friend’s father.

Kiyosaki establishes right in the start of the book that his “poor” dad passed away leaving a heap of bills that were yet to be paid, whereas the “rich” dad, though he began with small beginnings, grew to become one of the richest elite in Hawaii.

Filled with personal anecdotes that convey hard-hitting lessons, the author makes clear the fact that it is not the money the two earned or the wealth they owned which differentiated both of them. It is the principles and philosophies they followed which set them apart.

Outstanding Tips From The Book:

  1. Why boldness is a far more stronger player than smartness in the journey to become rich?
    Kiyosaki notes that even if one wills to take risks, it should be an intelligent one rather than a blind one. Intelligent risks are those which are taken after careful consideration and calculation based on the education and experience. It is at this juncture where finance-specific intelligence and education comes handy.
  2. Why mind is the most valuable asset?
    Rich people discipline their mind to train themselves to build wealth. When they have financial problems, they come up with creative solutions rooted in the estimable knowledge and experience on accumulation of wealth.
  3. Why avoiding failure is to avoid success?
    Most people are scared of losing or failing in their attempts to grow rich. But humans, by nature, are wired to learn from mistakes. When you started walking or biking, you had to fall, unavoidably, to improve on that skill. In parallel, failures will be a part of your passage to growing rich.

Look who says you should read this book:

In an interview with Oprah, Will Smith said in order to teach their kids a different mind-set, Will and Trey are reading Rich Dad, Poor Dad.

Stellar Quotes from the Book:

  • If you’re the kind of person who has no guts, you just give up every time life pushes you. If you’re that kind of person, you’ll live all your life playing it safe, doing the right things, saving yourself for something that never happens. Then, you die a boring old man
  • The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth in what seems to be an instant
  • If you realize that you're the problem, then you can change yourself, learn something and grow wiser. Don't blame other people for your problems


#2 Unshakeable by Tony Robbins

Unshakeable summary - Tony Robins

Know the author:

If you’re already into following motivational and inspirational content, then Tony Robbins mustn’t be an unfamiliar name to you. Tony is a life and business strategist with international repute for creating content that suits well with all.

What the book promises:

Robbins has interviewed some of the best minds in the finance industry to offer a detailed guide on how to grow rich in the investment sector. He says one doesn’t need to predict the future to stay ahead in the investment game but simply know what you can control and what you cannot.

3 Outstanding tips from the book:

  1. Enjoying present:
    To enjoy the present, you need to break fear, be fearless. But, being fearless doesn’t mean not fearing at all, but fearing less.
  2. Focus only on what you can control: Ask how you can avoid losing money over how you make money.
  3. Anticipate, prepare: Preparation and prediction is the best winning strategy. You’ll be rewarded for doing the right thing at the right time.

Look who says you should read this book:

Tony is a force of nature – John C. Bogle, founder of Vanguard.

Stellar quotes from the book:

  • I can tell you the secret to happiness in one word: progress
  • The best opportunities come in times of maximum pessimism
  • The purpose of business is to produce happiness, not to pile up money

#3 The Total Money Makeover: A Proven Plan for Financial Fitness

The Total Money Makeover summary - Dave Ramsey

Know the author:

Dave Ramsey, a motivational speaker and television personality, headlines the famous radio program “The Dave Ramsey Show” where he takes live calls on the theme of finance. Apart from a legendary 25-year presence in radio, he is also the author of 5 New York Times bestsellers.

What the book promises:

Ramsey takes a no-nonsense approach to build wealth, giving bold tips to ensure a financial tune-up, avoiding quick-fixes and pinning all the financial problems on the obvious source – you.

3 Outstanding tips from the book:

  1. Make an honest evaluation of you financial status: If it’s not good, do not comfort yourself saying there are many like you.
  2. Make it a point to learn about finance: Read or attend seminars every year to hone your financial skills.
  3. Set up a budget: Budgeting will lay down the path for where your money will go or do the coming month. Don’t make a cursory calculation; be as detailed and focused as possible.

Stellar quotes from the book:

  • We buy things we don't need with money we don't have to impress people we don't like
  • Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change
  • It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity

#4 Think And Grow Rich

Think And Grow Rich summary - Napoleon Hill

Know the author:

Think and Grow Rich was written by Napoleon Hill, an American journalist, author and lecturer. He is attributed to be one of the precursors of personal-success literature.

What the book promises:

The book answers the following questions: Why do some people succeed? How are some people financially independent, healthy and happy? Why successful people are called lucky?

3 Outstanding tips:

  1. Train your mind to be positive every day. The whole exercise is to condition your subconscious to only seek and attract positivity.
  2. Learning takes place everywhere. Knowledge is deposited everywhere. You just need to have an open heart and an indestructible will to learn.
  3. Desires will seek actions and actions will bring success. Desires and wishes are two different feelings. Wishes are shallow; they may or may not come true. Desires are different; they are backed by an intense and passionate emotion, requiring you to stay committed through crude hard work.

Stellar quotes:

  • You are the master of your destiny. You can influence, direct and control your own environment. You can make your life what you want it to be
  • Set your mind on a definite goal and observe how quickly the world stands aside to let you pass
  • Happiness is found in doing, not merely possessing

#5 The Richest Man in Babylon

The Richest Man in Babylon summary - George S. Clason

Know the author:

George Clason, an American author, a former member of the United States Army wrote this book in 1926.

What the book promises:

Filled with spell-binding parables set in Babylon, the book, originally a series of pamphlets, drives both the readers and the characters to derive financial lessons.

3 Outstanding tips from the book:

  1. Pay yourself first: To become rich, pay 10% of the money you earn to yourself before you spend it. Consider this as a tax you pay yourself for your work. This habit marks the difference between the rich and the poor.
  2. Live below your means: You may observes people spending more as they earn more. Clason recommends living below the means, in other words, maintaining a low expense irrespective of the rise in the income.
  3. Invest in yourself: The more you invest in learning and developing, the more are the chances of your getting a higher earning.

Look who says you should read this book:

George S. Clason’s seminal book provides a framework for acquiring wealth - Medium

Stellar quotes from the book:

  • The hungrier one becomes, the clearer one's mind works— also the more sensitive one becomes to the odors of food
  • In those things toward which we exerted our best endeavors we succeeded
  • Proper preparation is the key to our success. Our acts can be no wiser than our thoughts. Our thinking can be no wiser than our understanding


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